•If any part of your travel includes time spent in the U.S., you must select "Travel to
include the U.S."
•If your Destination is "Travel to include the U.S." your home address must be outside
of the United States.
Meridian Basic/Enhanced Plan. Important Information
Medical Insurance which provides access to private medical care worldwide. Choice of Basic or Enhanced version.
The Meridian Series offers two options: world¬wide coverage or worldwide coverage excluding the U.S. and Canada. Both options provide coverage 24 hours a day, 7 days a week allowing you to have the freedom to choose any doctor or hospital for treatment. The plan versions are these :
•Meridian Enhanced - the perfect plan for those seeking top-tier benefits at a premium
point that is extremely attractive for those seeking the best value in the international
• Meridian Basic - a great option for those who need significant coverage and are
comfortable having a benefit schedule which provides defined levels of coverage for
various medical services.
Please note: these plans require the completion of a medical questionnaire which details
your health history.
Meridian Clear Plan. Important Information
Meridian Clear Plan - is a unique plan in the international benefit industry as it is a nearly guaranteed issue plan provided the client meets the underwriting gatekeeper questions on the application. Because of its super fast issue, our clients who have a need for immediate longer term coverage, don’t enjoy an optimal medical history or simply don’t wish to be bothered with dedicating the time necessary for completion of a detailed medical questionnaire are terrific prospects for the Meridian Clear. The first step is for ARS to determine whether the client will qualify medically for this